Skip-a-Pay

- Because we all need a break sometimes -

 

Needing a little extra to start off the year? We're with you on this.


Leap past your next loan payment with Skip-a-Pay - giving you the freedom to do more! For only $25, you can check one important item off your list.


Qualified loans for skip-a-payment are:

 

Here's how to do it:

  1. Log into your account via OnlineAccess
  2. Select 'Secure Forms' in the top navigation bar
  3. Choose 'Skip-a-Payment'
  4. Fill out the information and submit!



Please note: Skip-a-Pay applies to your loan payment in the upcoming month. For example: If you submit an application in January, skip-a-pay will apply for your loan payment in February.

 

*Request must be received before the last business day of the month prior to the month in which the payment(s) will be skipped. If your loan is paid electronically or through payroll deduction, the money that would normally be applied to your loan will be deposited into your specified savings or checking account. If your loan is paid automatically from your account at another financial institution, the funds for your payment will be taken from that account and deposited into your savings account, in lieu of your loan. Qualifying loan must be at least one calendar year old, may not be delinquent, and at least six regular payments must be made between skips. Loan must have a total minimum monthly payment of $100. Interest will accrue on all loans affected by the program, which may cause maturity date to be extended. Value Plus/Advantage Over Lease, mortgage, home equity, credit card, Line of Credit, other unsecured loans, business loans and loans with pending insurance claim do not qualify. If you purchased Guaranteed Asset Protection (GAP) for your collateral, this modification changes your original loan terms and could result in an increase of the net unpaid balance owed by you if a claim is filed; you remain fully liable for any portion of the unpaid balance. A $25 skip-a-pay service fee applies.