EMPOWER CHECKING

Open Your Empower Checking Today

Introducing Empower Checking

• Earn 5.00% APY* on balances up to $25,000 (balances $25,000+ will receive 0.30% APY¹)
• Make Your Money Work Harder For You  - We developed this product for our members who wish to be rewarded for their balances, instead of activity. Our Empower Checking provides flexibility with access to your funds when you need them. Your goals are important. It's your money, and it's your choice on how you want to save it. 

Protect Your Goals with Empower Checking

To qualify for our 5.00% high interest rate¹, each month the following qualifications must be met:

• Active Empower Checking Account
• 15 posted debit card transactions per month
• Receive at least one direct deposit or ACH deposit
• Account is enrolled in eStatements

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^1*Federally Insured by the NCUA. APY=Annual Percentage Yield. Withdrawals and fees may reduce earnings on the account. Interest is compounded and credited monthly based on the average daily balance (ADB) method. APY is accurate as of 07/01/2024. Rates subject to change without notice. A monthly $5.00 fee if ADB falls below $1,000.To meet monthly qualification requirements for high interest rate you must 1) make 15 Debit Card purchases that post and settle your account 2) have one ACH Credit or Direct Deposit post to your account 3) be enrolled in E-Statements. Balances $0 to $25,000 earn 5.00% APY; balances $25,000.01 and above earn standard APY (0.30%). Membership eligibility required. Other rates and terms available. Visit TogetherCU.org for full terms and details.