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Disclosure
*APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval. Property insurance will be required and flood insurance where necessary. Payments do not include taxes and insurance premiums, and the actual payment obligation may be greater. Consult a tax advisor regarding tax deductibility. All loans are subject to credit approval and property appraisal. Rates, terms, and conditions are subject to change without notice. Member eligibility required. 

4 - APR effective 7/19/2024 introductory rate applicable for first twelve months following open date. After introductory period, APR is based on the Prime Rate (7.25%), or Prime Rate (7.25%) plus a margin based on underwriting & Loan To Value (LTV) and may vary with Prime Rate after account opening: Floor = 2.00% APR, Cap = 15.0% APR. Loan features 10-year draw and 15-year repayment period. Current 5.990% APR reflects best rate available based on less than 90% LTV & individual creditworthiness.