Sandy Gardner - Mortgage Loan Officer

Sandy Gardner
Loan Officer - NMLS# 1210958
Office: 800-325-9905 ext. 58795
Cell: 314-503-8800

Apply online | Email me


Serving our South County and Tesson Ferry branches
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A message from Sandy:
As your hopeful Loan Officer, I want to provide you an easy, personalized experience that empowers you to achieve your goals and find the home of your dreams. Contact me for information on anything you may need from loan pre-approvals to finding a real estate agent in your area. I can answer any questions you have about the home buying process.

Member Testimonials
"Thank you Together CU for making our home buying process quick and painless. Our Mortgage Loan Officer Sandy Gardner was wonderful, and easily worked around both of our hectic work schedules. She was quick to respond to voicemails, emails and even text messages – at all hours of the day. When our quoted rate dropped, she immediately reached out to us so that we could lock in the new rate. And thank goodness she did! The next day the rate went right back up."

I am happy to say that we are all moved into our new home and I cannot wait until our two new bundles of joy will join us."

Jake, Liz and Babies Paasch
Credit Union Members

"Bill and I just wanted to say thank you so much for your assistance with processing the refinance of our home loan. It was so nice to meet with you personally from the start to finish. You made us feel very comfortable. Your professionalism and kind demeanor throughout the whole process was excellent! We were very happy that whenever we had questions, you got right back to us with the answer. I would highly recommend working with you and Together Credit Union."

Credit Union Member