Business Checking

We're here to help you meet the needs of your growing business and keep it running smoothly. With a Business Checking account, you'll have:

  • Easy access to your account via online, phone or ATM
  • No minimum balance or debit card transaction requirements
  • Overdraft protection (requires credit application)
  • 305 free transactions per month

Here what's you'll need to open an account...
 


When you open your account, consider ACH payment services. You can:

  • Pay vendors electronically
  • Expedite the collection of your accounts receivables
  • Set up payroll direct deposit for employees
  • Take advantage of same-day ACH services all via your online account.

Try out ACH payments for 60 days free*

Contact a Business Services Representative at 314-657-9576 or BusinessServiceStaff@togethercu.org.
 


To open your business account you'll need... Opened Entry Closed Entry

  • Business owner's social security number
  • Personal information for all signers including:
    • Copy of driver’s license and business titles
    • Business tax ID and SIC code
    • Date the business was established
    • Current business address
  • Additional documentation based on type of business:
    • Sole Proprietorship – certification of assumed name
    • Partnership – partnership agreement and registration of fictitious name
    • Corporation – articles of incorporation, evidence of corporate existence or good standing and annual registration report
    • Limited Liability Company – articles of organization, operating agreements and certificate of existence or good standing
    • Unincorporated Association or Organization – certification signed by secretary authorizing signatory and copy of by-laws

*Free 60 day trial available for new Business ACH Payment Services sign-ups only. View our Current Fee Schedule for Business Accounts