Receive a low 1.99% APR* for 6 months
when you transfer outside balances to us.
No balance transfer fees whatsoever.

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Visa Credit Cards

What kind of benefits are you looking for today?

Visa Signature - the best card for cash back Platinum Points: the best card to earn rewards

Preferred Platinum: enjoy our lowest rate possible! Secured Platinum: the best card to establish credit

Consumer credit card agreement and disclosure »
Our current disclosure and rates »
Our past disclosure and rates »


 

 

 

Visa Signature® (see rates and fees)
Visa Signature: The best card for cash back.


Earn 1.5% cash back on every purchase.
No limit, no annual fee!

APPLY TODAY »


 

   
Annual Fee → $0
   
Balance Transfer Fee → $0
   
Purchase & Balance Transfers → as low as 13.25%
   
Credit Limit → $10,000 minimum
   
Introductory Rate → 0% for 12 months ¹
   
Automatic Account Alerts → Yes
   
Cash Back → 1.5% of all purchases
   
Additional Benefits → [See benefits]

 

Members may be able to skip the application... Opened Entry Closed Entry

Members can check if they're already preapproved:
   » View "My Offers" inside OnlineAccess and MobileAccess+

To activate your Visa credit card, call: 866-883-8472.
To report a lost/stolen card: 888-438-0126 or 800-VISA-911; outside the U.S., call: 410-581-9994

1) After the promotional period, the purchase rate applies; purchase rates range from 13.25% - 25.00% as of 5/1/2020, based on underwriting. APR=Annual Percentage Rate. Rate may change with the market based on the Prime Rate quoted in the Wall Street Journal. The Prime Rate plus the margin equal the APR. The APR can change on the first day of the billing cycle in the month following a change in the Prime Rate. We will use the Prime Rate as of the 15th day of the month before the month of any APR adjustment.


 

Platinum Points Visa (see rates and fees)
Platinum Points: The best card for rewards


Earn a point for every $1 spent.
Use for travel, gift cards, and much more!

APPLY TODAY »

 

   
Annual Fee → $0
   
Balance Transfer Fee → $0
   
Purchase & Balance Transfers → View rates here »
   
Credit Limit → Starting at $1,000
   
Rewards → Yes
   
Automatic Account Alerts → Yes
   
Points → 1 point per $1 spent
   
Additional Benefits → See benefits

 

Members may be able to skip the application... Opened Entry Closed Entry

Members can check if they're already preapproved:
   » View "My Offers" inside OnlineAccess and MobileAccess+

To activate your Visa credit card, call: 866-883-8472.
To report a lost/stolen card: 888-438-0126 or 800-VISA-911; outside the U.S., call: 410-581-9994
 


 

 

Preferred Platinum Visa (see rates and fees)
Preferred Platinum Visa: Our card with the lowest rate!


Our lowest rate available.
No annual fee!

APPLY TODAY »

 

   
Annual Fee → $0
   
Balance Transfer Fee → $0
   
Credit Limit → Starting at $1,000
   
Lowest Rate → Yes (view rates here)
   
Automatic Account Alerts → Yes
   
Additional Benefits → See benefits

 

Members may be able to skip the application... Opened Entry Closed Entry

Members can check if they're already preapproved:
   » View "My Offers" inside OnlineAccess and MobileAccess+

To activate your Visa credit card, call: 866-883-8472.
To report a lost/stolen card: 888-438-0126 or 800-VISA-911; outside the U.S., call: 410-581-9994


 

 

Secured Platinum Visa (see rates and fees)
Secured Platinum Visa: The best card to establish credit.


Perfect for those building credit.
Low rate and your savings will earn interest!


APPLY TODAY »

 

   
Annual Fee → $0
   
Balance Transfer Fee → $0
   
Purchase & Balance Transfers → View rates here »
   
Automatic Account Alerts → Yes
   
Additional Benefits → See benefits

 

Members may be able to skip the application... Opened Entry Closed Entry

Members can check if they're already preapproved:
   » View "My Offers" inside OnlineAccess and MobileAccess+

To activate your Visa credit card, call: 866-883-8472.
To report a lost/stolen card: 888-438-0126 or 800-VISA-911; outside the U.S., call: 410-581-9994

 


*Special 1.99% APR (Annual Percentage Rate) for six months available on balance transfers made 1/15/2021 - 4/30/2021. After the six month promotional period, the purchase APR will apply (6.90%-21.90% as of 12/1/2020 based on Visa features and underwriting; rate may vary with the market based on the Prime Rate quoted in the Wall Street Journal and are subject to change. APR can change the first day of the billing cycle in the month following a change in Prime.) Transfers must be requested via a Transfer Form, by calling 800-325-9905 ext. 58844, via OnlineAccess, or in person. Offer not available on Business Visa Platinum accounts. Transfers made using convenience checks do not qualify. Offer not applicable to current credit union credit card balance. Transfers are subject to credit availability and cannot be used to pay a loan. The credit union reserves the right to refuse to process any transfer request. Payments in excess of the minimum amount due will be allocated to the highest APR first. Please return this completed form to your local branch, mail it to: Together Credit Union, Attn: Card Services, 423 Lynch Street, St. Louis, MO 63118. Or, fax the form to 314-657-9487.