Auto Purchase | Together Credit Union

Affordable Car Buying Solutions for Every Driver

At Together Credit Union, we’re here to help you get behind the wheel with flexible, affordable auto loan options. Whether you’re purchasing a reliable used vehicle or upgrading to the newest model, we offer personalized solutions designed to fit your lifestyle and budget.

 

Our dedicated Lending Team is here to guide you with:

  • Up to 100% financing
  • Financing for new or used vehicles
  • Competitive fixed rates
  • Terms up to 84 months
  • No prepayment penalties

What can I afford?

Find the right car for your budget using our quick auto affordability calculator.
Car Affordability Calculator

What is my payment?

Estimate your monthly car payment, just enter vehicle price and loan info in our calculator.
Auto Loan Calculator

Calculate with Value Plus

Use this calculator to compare Value Plus payment options with traditional auto loans.
Value Plus Loan

Refinance

Already have a loan payment? See if you can save money by refinancing!

Learn More

Value Plus

Want a low monthly payment? Check out our Value Plus loan option!

Learn More

Electric & Hybrid Vehicles

Interested in an electric or hybrid vehicle? We have you covered, plus a special offer!

Learn More

Ready to hit the road?

Apply online in just a few minutes and a member of our team will be in touch!

Apply Now

Ready to start shopping? Check out our different car buying options:

Top Performing Dealerships

Top Performing Dealerships

Check out some of the best dealerships across the St. Louis, MO region
Enterprise Car Sales

Enterprise Car Sales

Browse Enterprise's exclusive inventory for Together Credit Union members
AutoSMART<br />

AutoSMART

Start your car search with AutoSMART and browse available vehicles across the U.S.

Auto Buying Resources

Apply for a Loan, Make a Payment, Loans

5 Auto Loan Myths Debunked

Myth #2: Applying for an auto loan will hurt your credit. Learn the truth about car loans here.

Apply for a Loan, RatesCategories, Make a Payment, General Information, Loans

When Refinancing Your Car Loan Might Make Sense

Refinancing your auto loan can save you money and change your loan term to fit your current needs.

Credit Card Management, Apply for a Loan, Make a Payment, Loans

Do Credit Scores Really Matter?

Your credit score is quite important. It impacts where you live and could even determine whether you secure your dream job.
Disclosure:

1- APR = Annual Percentage Rate. Rates, and terms and conditions subject to change without notice on new loans. Loan rates above reflect our best rates. Rates are based on loan underwriting factors and may be higher based on individual underwriting. Minimum loan for 75-month term is $15,000; for 84-month term is $25,000. Term and rates on secured loans are dependent upon the age of the security and mileage on the collateral. Some restrictions may apply.

2- Bonus $1,500.00 financing offer cannot be combined with any other promotional offer or discount. Electric Vehicle (EV) offer not valid for existing loan(s) with Together Credit Union. Electric Vehicles must possess the Plug-In feature with an external charging source. This includes Electric Vehicles (EVs), Plug-in Hybrid Electric Vehicles (PHEVs). The $1,500.00 financing offer can be added to the auto loan as a cash-out or a separate, unsecured loan can be established for this cost at the same rate as the auto loan. $500.00 unsecured loan minimum applies. The promotion is not limited to financing one vehicle loan. Some restrictions may apply. Terms and conditions subject to change without notice. Federally Insured by NCUA. All loans subject to approval. Membership eligibility required.