Our team is here to help you achieve your goals and answer questions
Contact Our Lending Center by Phone
- General Inquiries: 800-325-9905
- Lending Center Direct Line: 314-657-9635
Auto Loans That Move With You
Enjoy Affordable Auto Financing for Every Journey
Together Credit Union offers a wide range of auto loan solutions designed to meet your needs. Whether you're financing a new or used car, refinancing an existing vehicle loan, or exploring options for boats, motorcycles, or RVs, we've got you covered. Enjoy competitive rates, flexible terms, and personalized service tailored to your budget. Plus, our partnerships with local preferred auto dealerships make finding your next vehicle easy and affordable. To protect your investment, we offer comprehensive auto protection plans, including GAP coverage and extended warranties. Drive your dreams with confidence—Together Credit Union is here to help every mile of the way.
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Auto Purchase
Auto Refinance
Loan Protection
Value Plus
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Electric & Hybrid Vehicles
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Boat, Motorcycle, & RVs
Our Current Rates
New Auto
As low as
4.89%
APR*
Used Auto¹
As low as
5.24%
APR*
Value Plus
As low as
6.24%
APR*
Motorcycle
As low as
8.14%
APR*
Frequently Asked Questions
What is a Value Plus loan?
Our Value Plus loan offers lower monthly payments similar to a lease, but you actually own the car! At the end of your term you have an array of options including paying it off, turning it in, or trading it in for a new vehicle and loan.
Can I finance with Together Credit Union at the dealership?
Yes! We make it easy by partnering with many local dealerships, so you can get your loan directly through Together Credit union right on-site once you've found your perfect car.
How can I protect my auto loan?
We know life can be unexpected sometimes. That's why we offer several loan protection options including Guaranteed Asset Protection (GAP), Debt Protection (in case of life events), and Mechanical Repair Coverage to guard your investment.
What do I do if my car has been declared a total loss?
If your vehicle has been declared a total loss, Together Credit Union is here to guide you through the process of finalizing your loan and ensuring all documentation is handled smoothly.
Please email all total loss Letter of Guarantee requests to:
logr@togethercu.org
To facilitate completion of the Letter of Guarantee for your claim, please provide the following:
- Letter of Guarantee Request
- Copy of the Police Report or Cause of loss letter outlining the type and description of the loss
- Settlement Breakdown
- Documentation for Any Prior Damage or Previous Payments to the collateral
- Vehicle Evaluation, including: Date of loss, Mileage, & Claim payment amount
To request a payoff quote, please call: 1-800-325-9905
Learn more: Total Loss Claims