Platinum Points Visa | Together Credit Union Skip to main content
A woman in a restaurant setting using her phone for a tap to pay payment method.

PLATINUM POINTS VISA CREDIT CARD

Take advantage of a competitive rate and get rewarded by earning points with each swipe to redeem for travel, gift cards, and more!1

Earn More with Every Swipe

Turn Everyday Spending into Rewards

Introductory Offer: Earn 10,000 bonus points when you spend $1,000 or more in first 90 days.2

Platinum Points Perks to redeem for rewards:

  • Earn points on every purchase:
    • 2 points for restaurants
    • 1.5 points for fuel, grocery, & entertainment
    • 1 point for other purchases
  • Tap-to-Pay technology
  • No Annual Fee3
  • Minimum $10,000 limit
  • Travel Memo Settings
  • Online Card Management
  • Automatic Account Alerts
  • And More!

Additional Benefits

Full Benefits and Exclusions

To activate your Visa credit card, call: 800-631-3197.

To report a lost/stolen card: 866-605-5384; outside the U.S., call: 866-605-5384

Maximize Your Rewards!

Redeem your cash back earned for things like travel, gifts cards, charitable donations and so much more

Disclosures:

1) Purchase rates range from 13.15% to 23.15% as of 6/1/2025, based on underwriting. APR=Annual Percentage Rate. Rate may change with the market based on the Prime Rate quoted in the Wall Street Journal. The Prime Rate plus the margin equal the APR. The APR can change on the first day of the billing cycle in the month following a change in the Prime Rate. We will use the Prime Rate as of the 15th day of the month before the month of any APR adjustment.

2) 10,000 Bonus points after $1,000 net purchases made in the first 90 days after account opening. Net Purchases are purchases minus any credit/returns. Cash Advances do not earn points nor count as a purchase. Account must be open at the end of the 90 days for bonus points to be added. This offer is not valid on any existing accounts or accounts that transferred from an existing account. Purchases must post to your account during the promotional period. Bonus points are not available if you already received a new cardmember bonus for any other Together CU credit card, or if you have closed any of these accounts, in the past 24 months. Merchants self-select transaction categories and may be owned by other companies, therefore transactions may not be counted in the category you might expect.

3) APR for Balance Transfers: 13.15% to 23.15% , when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances: 25.00%. No Annual Fee. Balance Transfer Fee: 3.00% of the amount of each balance transfer. Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater.  Foreign Transaction Fee: 2.00% of each transaction in U.S. dollars. Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are five or more days late in making a payment. Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less. Pay-by-Phone Fee: $10.00. If your account is subject to the Pay-By-Phone Fee, except as applicable by law, a fee will be charged for each time you make an expedited payment by telephone. Rush Fee: Up to $30.00. Statement Copy Fee: $2.00 per document. However, this fee is waived if you are an Eagle Advantage member.