SPENDING & EARNING

Spending and Earning

Spending less than you earn may sound obvious, but it’s the first step to better finances! The goal is to create a clear plan for income and expenses so you can manage your daily finances confidently.  

Remember:

• Financial goals don’t have to be big, they just have to be yours. 
• A little planning now can bring a lot more peace of mind later. 
• We’re here with the tools to help you every step of the way. 
  

Money Management

What matters to you matters to us. If budgeting is important to you, we have the perfect tool to help with managing your finances. Give Money Management a try inside OnlineAccess or our mobile app!

As a user, you'll enjoy:

• A single view of both your internal and external accounts with allowance to change the account name, type, interest rate, credit limit and much more!
  
• Filtering the views inside your internal and external accounts, searching the dataset for keywords or amounts and even having tax deductible transactions marked throughout the year.
  
• Visualizations of spending categories over a defined data range, custom budget categories, and spending trends over time.
  
• A debt plan that allows users to view balances, APR, last payment dates, and projected debt payoff dates.
  
• Managing personal goals on a timeline by creating, naming, and associating the goal with an internal or external account.

For questions, you can contact 800-325-9905 or email membercontactcenter@togethercu.org.

Want to learn more about managing your finances? Check out our video: