HANDLING UNEXPECTED CHANGE

Handling Unexpected Change or Job Loss

Life changes like job loss, severance, or relocation can create uncertainty. We're here to help. Whether your income has shifted or your expenses are changing, Together Credit Union is here to support you with guidance, resources, and personalized financial solutions. 

Not sure where to begin? Here are a few immediate steps you can consider if you've recently lost your job: 

• Contact us right away to discuss your situation and explore available options
• Update your budget and emergency plan 
  • Prioritize essential expenses such as housing, groceries, and utilities.
  • Trim non-essential spending and create an emergency spending plan
• Explore Financial Counseling resources through our partners at GreenPath
• Research and file for unemployment benefits through your state
• Review your health insurance options if your employer-sponsored coverage has ended

Relocating for Work? We can help with: 

• Managing payments and accounts during your transition
• Ensuring uninterrupted access to your accounts and services

Received a Severance? You may want to explore:

• Deciding where to safely deposit your funds
• Setting up automatic transfers
• Using account features that support your financial stability
• Exploring loan and payment support options

Remember

• Reach out for support early.
• Review your budget and adjust your plan. 
• We’re here with the tools to help you every step of the way.