BUSINESS TREASURY SERVICES
Whether you're just starting out or growing fast, we have the tools to support your success.
Empower your business with Treasury Services
ACH Services (Debits & Credits)
Remote Deposit Capture
/web-icons_hand-shake.png?sfvrsn=e11c0b44_1){kind=icon}
Merchant Services
We Have the Services You Need for Your Growing Businesses
We're here to help you meet the needs of your growing business and keep it running smoothly. At Together, we understand that our role is to provide the security and peace of mind that comes with knowing that your business is cared for.
ACH SERVICES (DEBITS & CREDITS)
- ACH Collections (Debits): Request payments from your
clients or vendors by pulling funds from their accounts—
ideal for repeat clients or regular billing. - ACH Payments (Credits): Send funds to vendors,
suppliers, or employees—great for managing payroll or
business expenses. Same-Day ACH is available for faster
delivery.
Perfect for businesses that:
- Pay vendors or contractors regularly
- Run payroll and prefer direct deposit
- Want an alternative to writing checks
Eligibility for program:
- Must be a member for at least 6 months
- No more than 3 non-sufficient fund (NSF) fees in the past 6 months
Cost: $25/month (includes both payment and collection services)
REMOTE DEPOSIT CAPTURE
- Deposit checks from your office—no need to visit
a branch. Simply scan checks using a desktop
scanner and submit deposits securely from your
workspace.
Perfect for businesses that:
- Receive many check payments
- Want to avoid driving to a branch
- Need faster access to deposited funds
- Want secure, streamlined internal deposit processes
Cost: $25/month (scanner required; purchased separately)
Ready to open your business account?
What documents should I bring to open a business account?
When applying for a business account, you will need:
- Business owner's social security number
- Personal information for all signers including:
- Copy of driver’s license and business titles
- Business tax ID and SIC code
- Date the business was established
- Current business address
- Additional documentation based on type of business:
- Sole Proprietorship – certification of assumed name
- Partnership – partnership agreement and registration of fictitious name
- Corporation – articles of incorporation, evidence of corporate existence or good standing and annual registration report
- Limited Liability Company – articles of organization, operating agreements and certificate of existence or good standing
- Unincorporated Association or Organization – certification signed by secretary authorizing signatory and copy of by-laws
New business members: Learn more about membership eligibility or make an appointment today.
Existing business members: Learn more about Business Account options or make an appointment today.
Other Resources
You don’t have to wait until April 15th to brush up on your tax terms.
Deposit your checks anytime, anywhere with mobile deposit from Together Credit Union.
Manage your small business like a boss with a business checking account from Together Credit Union.