BUSINESS ACCOUNTS
Trust your dreams to us with account options that help you manage your business and the tools you need to help it grow.
Business Checking Designed to Support Your Growth
At Together Credit Union, we understand that managing your business finances efficiently is key to achieving financial success. Our Business checking accounts offer competitive rates, low fees, and the flexible support you need to keep your business operations smooth and organized, allowing you to focus on the people that matter most.
No matter what type of business you run, choose from our convenient and easy to manage checking accounts offer the features and tools to best meet your business needs now and into the future.
Access your account anywhere
- Online, Mobile or at 30,000 fee-free ATMs
Business Checking Benefits
- Flexible options to fit your business needs
- Competitive rates
- Free online and mobile access
- Process payments quickly and efficiently
- Local support
- Business loan options
- Financial management tools and more
What do I need to open my business account?
Personal Information
Valid Government-issued Photo ID: Driver’s license, passport, or other accepted identification.
Limited Liability Company (LLC)
- Federal Tax ID Number Letter (EIN Letter): You can obtain an EIN from the IRS at irs.gov. Alternatively, Sole Member LLCs may use their Social Security Number (SSN).
- Articles of Organization and Certificate of Organization: Filed with the state to legally form your LLC. Confirms your business name, structure, and date of formation.
- Fictitious Name Registration / Certificate of Assumed Name (if applicable): Required if your business operates under a different name than your legal entity name. Also known as a DBA.
- Registration of Foreign Entity (if applicable): Required if your business was originally formed in another state and is now conducting business in the state where the account is being opened.
- Signed Operating Agreement: A legal document that outlines the ownership, management structure, and operating procedures of your LLC, as well as the responsibilities and rights of each member.
Corporation/Non-Profit Corporation
- Federal Tax ID Number Letter (EIN Letter): You can obtain an EIN from the IRS at irs.gov.
- Articles of Incorporation and Certificate of Incorporation: Filed with the state to legally form your organization. Confirms your business name, corporate structure, and date of formation.
- Current Bylaws: Outline your organization’s purpose, leadership structure, decision-making process, and who is authorized to manage funds. This helps verify legal authority to open and manage the account.
- Meeting Minutes: Signed (Preferably on letterhead), authorizing the account opening and identifying individuals authorized to act on the organization’s behalf.
- Fictitious Name Registration / Certificate of Assumed Name (if applicable): Required if your business operates under a different name than your legal entity name. Also known as a DBA form.
- Registration of Foreign Entity (if applicable): Required if your business was originally formed in another state and is now conducting business in the state where the account is being opened.
Partnership
- Federal Tax ID Number Letter (EIN Letter): You can obtain an EIN from the IRS at irs.gov.
- Certificate of Good Standing: Confirms your current registration status with the Secretary of State.
- Signed Partnership Agreement: Outlines roles, ownership percentages, and structure; required to verify who is authorized to act on behalf of the business.
- Fictitious Name Registration / Certificate of Assumed Name (if applicable): If operating under a name different from the legal partnership name, it must be registered with the Missouri Secretary of State. Also known as a DBA form.
- Registration of Foreign Entity (if applicable): Required if your business was originally formed in another state and is now conducting business in the state where the account is being opened.
Sole Proprietorship/DBA
- Federal Tax ID Number Letter (EIN Letter): You can obtain an EIN from the IRS at irs.gov. Alternatively, Sole Proprietorship Owners may use their Social Security Number (SSN).
- Certificate of Good Standing: Confirms your current registration status with the Secretary of State’s office.
- Fictitious Name Registration / Certificate of Assumed Name (if applicable): Required if your business operates under a different name than your legal name. Also known as a DBA form.
- Registration of Foreign Entity (if applicable): Required if your business was originally formed in another state and is now conducting business in the state where the account is being opened.
Unincorporated Association, Organization, or Club
- Federal Tax ID Number Letter (EIN Letter): You can obtain an EIN from the IRS at irs.gov.
- Current Bylaws: Outline your organization’s purpose, leadership structure, decision-making process, and who is authorized to manage funds. This helps verify legal authority to open and manage the account.
- Meeting Minutes: Signed (Preferably on letterhead), authorizing the account opening and identifying individuals authorized to act on the organization’s behalf.
- Fictitious Name Registration / Certificate of Assumed Name (if applicable): Required if your business operates under a different name than your legal entity name. Also known as a DBA form.
- Registration of Foreign Entity (if applicable): Required if your business was originally formed in another state and is now conducting business in the state where the account is being opened.