Disclosures

We are always here to help. To provide you more information about our products and services, below are our disclosures. Please let us know if you have any questions about them.

All Accounts 

Current Deposit Rate Sheet

Membership Agreement and Disclosures 
(includes):

  • Privacy Disclosure
  • Membership and Account Agreement 
  • Overdraft Policy
  • Funds Availability Policy 
  • Electronic Fund Transfers Agreement
     

Online Privacy Notice

Electronic Communications Disclosure


Personal Accounts
Current Fee Schedule
Debit Card Courtesy Pay Election Form
Overdraft Policy
Privacy Policy
Truth in Savings Disclosure Form - Dividends
Truth in Savings Disclosure Form - Interest
Truth in Savings - Certificate of Deposit


Business Accounts
Business Membership and Account Agreement
Current Fee Schedule for Business Accounts

Funds Availability Policy


Home Loans
Home Equity - Important Terms
 

Credit Cards
Credit card disclosure (6/1/2025 - present)
Credit card disclosure (2/1/2025 - 5/31/2025)
Credit card disclosure (12/1/2024 - 1/31/2025)
Credit card disclosure (11/1/2024 - 11/30/2024)
Credit card disclosure (9/1/2023 - 10/31/2024)
Credit card disclosure (6/1/2023 - 8/31/2023)
Credit card disclosure (5/1/2023 - 5/31/2023)
Credit card disclosure (4/1/2023 - 4/30/2022)
Credit card disclosure (3/1/2023 - 3/31/2022)
Credit card disclosure (2/1/2023 - 2/28/2023)
Credit card disclosure (12/1/2022 - 1/31/2023)
Credit card disclosure (11/1/2022 - 11/30/2022)
Credit card disclosure (10/1/2022 - 10/31/2022)
Credit card disclosure (9/1/2022 - 9/30/2022)
Credit card disclosure (8/1/2022 - 8/31/2022)
Credit card disclosure (7/1/2022 - 7/31/2022)
Credit card disclosure (9/2/2021 - 6/30/2022)
Credit card disclosure (5/1/2020 - 9/1/2021)
Credit card disclosure (4/1/2020 - 4/30/2020)
Visa Platinum and Visa Signature disclosure (12/1/2019 - 3/31/2020)
Visa Platinum and Visa Signature disclosure (11/1/2019 - 11/30/2019)
Visa Platinum and Visa Signature disclosure (9/1/2019 - 10/31/2019)
Visa Platinum and Visa Signature disclosure (2/1/2019 - 8/31/2019)
Credit card disclosure (11/1/2018 - 1/31/2019)
Credit card disclosure (6/1/2018 - 10/31/2018)
Credit card disclosure (7/1/2017 - 5/30/2018)
Credit card disclosure (2/1/2015 - 6/30/2017)
Credit card disclosure (2/1/2012 - 1/31/2015)
Credit card disclosure (6/1/2011 - 1/31/2012)
Credit card disclosure (8/11/2010 - 5/31/2011)
Credit card disclosure (4/1/2010 - 8/10/2010)
Credit card disclosure (prior to 4/1/2010)