Disclosures

We are always here to help. To provide you more information about our products and services, below are our disclosures. Please let us know if you have any questions about them.

All Accounts
Membership Agreement and Disclosures (includes):

• Privacy Disclosure
• Membership and Account Agreement 
• Overdraft Policy
• Funds Availability Policy 
• Electronic Fund Transfers Agreement
   

Electronic Communications Disclosure

Personal Accounts
Current Deposit Rate Sheet
Current Fee Schedule
Debit Card Courtesy Pay Election Form
Truth in Savings Disclosure Form - Dividends
Truth in Savings Disclosure Form - Interest
Truth in Savings - Certificate of Deposit

Business Accounts
Understanding Your Business Accounts
Current Fee Schedule for Business Accounts

Home Loans
Home Equity - Important Terms
 

Credit Cards
Current credit card disclosure (5/1/2020 - present)
Credit card disclosure (4/1/2020 - 4/30/2020)
Visa Platinum and Visa Signature disclosure (12/1/2019 - 3/31/2020)
Visa Platinum and Visa Signature disclosure (11/1/2019 - 11/30/2019)
Visa Platinum and Visa Signature disclosure (9/1/2019 - 10/31/2019)
Visa Platinum and Visa Signature disclosure (2/1/2019 - 8/31/2019)
Credit card disclosure (11/1/2018 - 1/31/2019)
Credit card disclosure (6/1/2018 - 10/31/2018)
Credit card disclosure (7/1/2017 - 5/30/2018)
Credit card disclosure (2/1/2015 - 6/30/2017)
Credit card disclosure (2/1/2012 - 1/31/2015)
Credit card disclosure (6/1/2011 - 1/31/2012)
Credit card disclosure (8/11/2010 - 5/31/2011)
Credit card disclosure (4/1/2010 - 8/10/2010)
Credit card disclosure (prior to 4/1/2010)