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Find the type of account you're interested in below:

Checking/Savings Accounts Opened Entry Closed Entry

When opening a checking or savings account in-person, be sure to bring the following items:

  • Valid Driver’s License/State ID, Passport, or Military ID
  • Official piece of mail in the applicants name, such as a recent utility bill, lease agreement, financial/credit card/social security statement, etc. (Only necessary if your address is not current on the ID)
  • Beneficiary information: Name, address, phone number, DOB and SSN (if possible)
  • $5 deposit
  • A recent paystub (Necessary if you only qualify for membership through your employer)
     

New members: Learn more about membership eligibility

Please note: Joint owners need to be present with same requirements for identification and address.

 

Business Accounts Opened Entry Closed Entry

When applying for a business account, be sure to bring the following information:

  • Business owner's social security number
  • Personal information for all signers including:
    • Copy of driver’s license and business titles
    • Business tax ID and SIC code
    • Date the business was established
    • Current business address
  • Additional documentation based on type of business:
    • Sole Proprietorship – certification of assumed name
    • Partnership – partnership agreement and registration of fictitious name
    • Corporation – articles of incorporation, evidence of corporate existence or good standing and annual registration report
    • Limited Liability Company – articles of organization, operating agreements and certificate of existence or good standing
    • Unincorporated Association or Organization – certification signed by secretary authorizing signatory and copy of by-laws

 

Individual Retirement Accounts Opened Entry Closed Entry

When opening an IRA in-person, be sure to bring the following items:

If the funds are coming from another IRA at another financial institution, we will need:

  • Financial institution's contact information
  • Current financial statement

If funds are coming from an employer's retirement plan, we will need:

  • The plan name
  • Account number for the plan
  • Employer contact information
  • Most recent financial statement

 

Trust Accounts Opened Entry Closed Entry

When opening a trust account in-person, be sure to bring the following items:

  • Valid Driver’s License/State ID, Passport, or Military ID
  • Official piece of mail in your name, such as a recent utility bill, lease agreement, financial/credit card/social security statement, etc. (Only necessary if your address is not current on the ID)
  • Beneficiary information: Name, address, phone number, DOB and SSN (if possible)
  • $5 deposit
  • A recent paystub (Necessary if you only qualify for membership through your employer)
  • Trustee(s) IDs 
  • Documentation of the Trust OR the Trust Certification
  • Social Security Administration letter establishing EIN (only applicable if the Trust has its own EIN)

If you have any questions about this type of account, please call us at 800-325-9905.

 

Estate Accounts Opened Entry Closed Entry

When opening an estate account in-person, the executor needs to bring the following items:

  • Valid Driver’s License/State ID, Passport, or Military ID
  • Official piece of mail in your name, such as a recent utility bill, lease agreement, financial/credit card/social security statement, etc. (Only necessary if your address is not current on the ID)
  • Beneficiary information: Name, address, phone number, DOB and SSN (if possible)
  • $5 deposit
  • A recent paystub (Necessary if you only qualify for membership through your employer)
  • A Death Certificate
  • Letters of Testamentary (if Estate is under a will filed in Probate Court)
  • Letters of Administration (if estate is filed without a will in Probate Court)

 

Uniform Transfer to Minor Accounts Opened Entry Closed Entry

When opening a Uniform Transfers to Minors Account (UTMA) in-person, be sure to bring the following information for both the parent and child:

  • Valid Driver’s License/State ID, Passport, or Military ID
  • Mailing Address (for both parties if they live at separate locations)
  • Social Security Numbers
  • $5 Deposit

 

Updating an Account Owner Opened Entry Closed Entry

When adding a person to an account, be sure to bring the following items:

  • Valid Driver’s License/State ID, Passport, or Military ID
  • Official piece of mail in the applicants name, such as a recent utility bill, lease agreement, financial/credit card/social security statement, etc. (Only necessary if your address is not current on the ID)
  • Beneficiary information: Name, address, phone number, DOB and SSN (if possible)
  • $5 deposit
  • A recent paystub (Necessary if you only qualify for membership through your employer)


When removing a person from an account, be sure to bring the following items:

  • Termination of Joint Ownership completed and signed in-person or notarized if not in-person
  • If joint owner is deceased, please provide a death certificate


Please note: Joint owners need to be present with same requirements for identification and address.

 

 

 

 

Find the type of loan you're interested in below:

Auto Loans Opened Entry Closed Entry

When applying for an auto loan, be sure to bring the following items:

  • Valid Driver’s License/State ID, Passport, or Military ID
  • One month of most recent paycheck stubs (not needed if direct deposit is connected to CU account)
  • If self-employed, two years of tax returns
  • All coborrowers must be present to run credit
     
  • Additional items for purchasing:
    • Bill of Sale
    • Copy of title,
    • 10 day payoff letter (only needed if there is still a lien)
       
  • Additional items for refinancing:
    • Title
    • Ten day payoff letter with phone number, address and account number

 

Mortgage Loans Opened Entry Closed Entry

When applying for a mortgage loan, be sure to bring or know the following items:

  • Name, current address, social security number
  • Name(s), and work number(s) of employer(s) for the past two years
  • Monthly income for you and your co-borrower (most recent pay stub(s) with year-to-date income)
    • Includes bonuses, commissions and overtime income for the past two years (this information is on your tax return)
  • If you are self-employed, you will need the last two years' tax returns for the type of business you own:
    • Sole Proprietorship (Schedule C)
    • Partnership (From 1065)
    • Corporation (Form 1120 or 1120s)
    • In addition, the last two years' personal tax returns (including K-1s)
  • Documentation to support credit history problems (if applicable)
    • Can be a written explanation of late payments, bankruptcy (petition and discharge papers), defaults, judgments, and/or liens
  • As part of closing, we will have to verify all funds that you receive; so it's a good idea to get together any documents that will verify proof of receipt or deposit for funds
    • Examples: gifts and trust accounts

Home Equity Loans Opened Entry Closed Entry

When applying for a home equity loan or second mortgage, be sure to know or bring the following information:

  • Valid Driver's License/State ID, Passport, or Military ID
  • Social Security number
  • Address history for the past two years
  • Email address


Documents to bring:

  • Homeowner’s insurance declaration page
  • Pay Stubs (past 30 days)
  • Most Recent W-2
  • Current first mortgage statement
  • Current tax assessment or recent appraisal
  • Death certificate, divorce decree, marriage license, trust documents (only if applicable)
     
  • If retired, Social Security and pension award letters, or 1099s
  • If annuity or IRA distributions received: most recent statements
  • If self-employed or commissioned, most recent year complete tax returns, personal and business

 

Personal Loans Opened Entry Closed Entry

When applying for a personal loan, be sure to bring the following items:

  • Valid Driver’s License/State ID, Passport, or Military ID
  • One month of most recent paycheck stubs (not needed if direct deposit is connected to CU account)
  • Copies of any bills to be paid off with loan (if applicable)
  • If self-employed, two years of tax returns
  • All coborrowers must be present to run credit

 

Business Loans Opened Entry Closed Entry

When applying for a business loan, be sure to bring the following information:

  • Personal Financial Statement »
  • 3 years of personal tax returns with W2’s and K1’s
  • 3 years of business tax returns
  • Copy of Operating Agreement
  • Tax ID number

Please note: Additional documents may be required depending on the type of business and collateral.

Credit Cards Opened Entry Closed Entry

When applying for a credit card, be sure to bring the following items:

  • Valid Driver’s License/State ID, Passport, or Military ID
  • One month of most recent paycheck stubs (not needed if direct deposit is connected to CU account)
  • Copies of any bills to be paid off with loan (if applicable)
  • If self-employed, two years of tax returns
  • All coborrowers must be present to run credit