Skip to main content

INCLEMENT WEATHER UPDATE: Our Baldwinsville, NY and Columbus, OH branches will be closed on Monday, 1/26, due to weather conditions. Our Member Contact Center will open with regular hours. Learn More

FRAUD ALERT: Together Credit Union will NEVER contact you to request personal information, like authentication codes, online account login credentials, passwords, card numbers, or CVV numbers. Learn more.

Financial Education Schedule an Appointment Contact Us Careers

Become a Member Apply for a Loan Make a Payment Rates Branches & ATMs Contact Us

Accounts

Loans

Credit Cards

- Credit Card Security

Financial Wellness

- Victim of Identity Fraud

Business Banking

- Business Premium Platinum Visa

Join Us

- Who Can Join
- Member Benefits
- Current Opportunities
- Culture & Benefits
- College Scholarship Program

Financial Education Schedule an Appointment Contact Us Careers

OnlineAccess Login

smiling women in business meeting

Who Can Join?

You're more than a member — you're an owner with a voice in our shared future

Home
Become a Member
Who Can Join

Together We Can Achieve It

If you live or work in one of our communities, work for one of our employer partners, or have a family member who banks at Together Credit Union, you are eligible to join!

Once a Member, Always a Member

No matter how you joined the credit union, we’re here for you for life.
When you’re ready to move or change jobs, you can take your Together Credit Union membership with you!
Always-on digital banking through OnlineAccess or our Mobile App
24/7 call center support
Nationwide branch and ATM network, including thousands of shared branch locations and over 30,000 fee-free ATMs.

Together Credit Union Serves Our Community and Select Employee Groups

Expand the sections below to view the communities and employers we serve including:

Missouri

Missouri:

St. Louis City
St. Louis County
St. Charles County
Jefferson County

Illinois

Illinois

Madison County
St. Clair County

Williamsburg, Virginia

Williamsburg, Virginia area, including:

Williamsburg
Newport
New Hampton

Dallas, Texas Metro

Dallas, Texas Metro

Within 10 miles of Cedar Hill, TX
In the Dallas Metro, we serve those who live or work within the following zip codes:
- 75104, 75106, 75249, 75137, 75054, 75052, 75138, 75116, 75115, 75123, 75236, 75237, 76002, 76018, 75232, 76063, 75051, 76065, 75233, and 76014

Select Employer Group (SEG)

A Select Employer Group (SEG) is a company that partners with Together Credit Union to offer financial services and education as a benefit to its employees.

We are proud to serve the banking needs of employees of more than 200 employers in the greater St. Louis region and across the country. As a not-for-profit credit union, our SEG group employees can benefit from competitive rates on accounts, and loans, and they won’t have to worry about hidden fees and surprises.

Below are a few of the SEGs we are proud to partner with here at Together Credit Union:

Employees and Retirees of:

Anheuser-Busch Companies, Inc. and its distributors (see a list of eligible Anheuser-Busch companies and distributors)
BJC HealthCare System
Energizer Holdings
Metropolitan St. Louis Sewer District
Nestle Purina PetCare Company (see a list of eligible Nestle Purina PetCare Company SEG groups)
AT&T
And more

Family:

Immediate family or household members of current Together Credit Union members are also eligible to join.
Family members include spouse, children, stepchildren, sons and daughters-in-law, parents, parents-in-law, brothers, sisters, brothers and sisters-in-law, grandparents and grandchildren, plus aunts, uncles, nieces and nephews.
Household members include those living in the same residence, maintaining a single economic unit.

Ready to make a switch to Together Credit Union?

Switching your accounts to Together Credit Union is simple and convenient. We're here to help you every step of the way.

Hear What Our Members Are Saying About Together Credit Union

I have never been happier with my financial institution. They have the friendliest staff and offer very personalized service. It is so easy to handle any banking matters and they offer so many free services.

Lyn M.

Member

Ready to Join?

It just takes a few minutes and a $5 minimum deposit to get started

Branches and ATMs

Find your local Together CU branches, plus thousands of Shared Branch locations and over 33,000 fee-free ATMs nationwide.

Branches & ATMs

Community Impact

We are invested in our communities. Learn more about how we work with our partners, schools, and community leaders to build financial health for everyone.

In The Community

Membership Savings

Your first $5 savings deposit makes you a member. Learn more about your options for membership savings accounts.

Disclosures:

Membership eligibility required. All loans subject to approval.

To help the US government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

You can access a copy of our membership agreement and fee schedule by visiting our Disclosures page.

Financial Wellness Resources

Help Center, About, Accounts, Community Impact, FAQCategories, Checking Accounts, Savings Accounts, General Information, Loans

Credit Unions: Your Money Further

Credit unions exist to help people. That's why we're here. We don’t believe in shareholders or adding fees, and we never will.

About, Accounts, RatesCategories, General Information, Member Eligibility, CDs

How Credit Unions Save You Money

Membership has its privileges - especially Credit Union memberships. Learn more about the benefits that Credit Unions provide.

Branch, About, Partnerships, Community Impact, Member Eligibility

It’s Time to Become a Credit Union Member

With great benefits, amazing rates and the best service... what's stopping you?

Social

Mobile App

Our Links

Careers Contact Fraud Prevention Schedule Appointment Accessibility Statement

Contact Us

423 Lynch Street, St. Louis, MO 63118

800-325-9905

NMLS #401252
Routing Number: 281082915

Joint Partnerships

Together Credit Union © 2025 All Rights Reserved. Privacy Policy Disclosures

Federally Insured by NCUA

Equal Housing Opportunity in footer

You are leaving

You Are Leaving Our Site

You are now leaving Together Credit Union's website. We are not responsible for the content of external websites and do not guarantee the accuracy of information found on linked sites. Our privacy and security policies do not apply to these sites. Continue Return to Site