Union Member | Together Credit Union
young family in new home

UNION MEMBER MORTGAGE

Affordable home loan options for those who work hard in our unions
Apply Today!

Discover the Benefits of Our Union Member Mortgage

Low down payment options

Low down payment options

No private mortgage insurance (PMI)<sup>2</sup>

No private mortgage insurance (PMI)2

Simple online application

Simple online application

Local loan servicing

Local loan servicing

Union Member Mortgage - Tailored for Your Homeownership Goals

As a union member, you serve your community each and every day. At Together Credit Union, serving you is our promise. It's what we do. We assist with your financial goals. We build relationships to support our communities and the people that work hard within them. We have your back and we're there when you need us.

It's one reason we are proud to offer a Union Member Mortgage1 loan designed specifically for union members looking to achieve the dream of homeownership with no private mortgage insurance (PMI) and low down payment options.

Let's make your dreams happen!

Benefits of our Union Member Mortgage:

  • Competitive Interest Rates: Union members have access to affordable interest rates, helping you save on your home loan.
  • Flexible Loan Options: Choose from a variety of loan products to find the option that best fits your financial needs.
  • Low Fees: We keep things affordable with low fees and costs, so you can keep more money in your pocket.
  • Personalized Support: Our dedicated mortgage loan officers are here to guide you through every step of the process, ensuring a smooth and stress-free experience.

Who is Eligible?

  • Active union members of participating unions
  • Retired labor union members
  • Spouses, children and parents of union members
A couple embrace each other while facing toward their new house.

Get Started Today

Ready to take the next step toward your new home? Apply online or speak with one of our mortgage loan officers to see if you qualify for a Union Member mortgage loan.

Apply Today!
Disclosures

1-Membership eligibility required. Underwriting requirements apply (Valid only on single family owner occupied property). For more information, email info@togethercu.org. All loans subject to approval. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

2- Private Mortgage Insurance, or PMI, is a monthly fee to homeowners who do not possess at least 20% equity in their home (you have paid in at least 20% of the house value). However, we waive this fee entirely, saving years of monthly payments and thousands of dollars. Valid only on single family, 1-4 story condo and townhome unit owner-occupied properties. Maximum 97% LTV for condo as well; all loans require escrow for property taxes, homeowners insurance, and flood insurance, if applicable.