FHA Loan | Together Credit Union
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FHA LOANS

Federal Housing Authority (FHA) loans provide affordable options to those with less than perfect credit or lower down payment savings.
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FHA Mortgage Benefits and Features

Low down payments

Low down payments

Competitive interest rates

Competitive interest rates

Lower minimum credit scores

Lower minimum credit scores

Flexible debt to income ratio

Flexible debt to income ratio

FHA Loan: The Path to Homeownership

At Together Credit Union, we’re committed to helping you find the home loan that fits your needs. Our FHA Loan1 option is ideal for those looking to buy a home with a low down payment and more flexible credit requirements.

Whether you're a first-time homebuyer or need a little extra help qualifying, our FHA Loan could be the right solution to help you achieve the dream of homeownership.

Why Choose an FHA Loan?

  • Low Down Payment: With as little as 3.5% down, an FHA loan makes homeownership more accessible, even if you don’t have a large down payment saved up.
  • Flexible Credit Requirements: FHA loans are designed to help individuals with less-than-perfect credit qualify for a mortgage. It’s a great option for those who may be challenged to secure financing elsewhere.
  • Competitive Rates: Enjoy attractive interest rates that can save you money over the life of your loan.
  • Lower Qualification Requirements: With lower credit score and flexible income requirements, FHA loans are often easier to qualify for than conventional mortgages.
A couple embracing each other and looking at their new home.

Ready to find a home but not sure where to start?

Connect with our Mortgage Team today to discuss the right path for your dream of homeownership.

Apply Today!
Disclaimer

1- Membership eligibility required. Underwriting requirements apply. Valid only on single family, 1-4 story condo and townhome unit owner-occupied properties. Maximum 97% LTV for condo as well; all loans require escrow for property taxes, homeowners insurance, and flood insurance, if applicable. No lender closing costs; member is responsible for all title/recording fees, escrow reserve and initial interest. all loans subject to approval. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.