Community Contributor Mortgage

We serve those who serve the community. As a special thank you, we offer this home loan for those who educate us and keep us safe.

Who's eligible?

  • Teachers
  • Firefighters
  • Law enforcement officers
  • Current military members (reserve and active duty)
  • Civil service workers
  • Healthcare and emergency medical professionals


What are the benefits? 

  • As low as 3% down payment
  • NO private mortgage insurance (PMI).*


What is PMI?

Private Mortgage Insurance, or PMI,** is a monthly fee to homeowners who do not possess at least 20% equity in their home (you have paid in at least 20% of the house value). However, we waive this fee entirely, saving years of monthly payments and thousands of dollars.

Contact one of our Mortgage Loan Officers today or starting searching for your dream home by using the HomeAdvantage program!

Apply online » | Request in-person appointment »

*Membership eligibility required. Underwriting requirements apply (Valid only on single family owner occupied property). For more information, email We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

**Valid only on single family, 1-4 story condo and townhome unit owner-occupied properties. Maximum 97% LTV for condo as well; all loans require escrow for property taxes, homeowners insurance, and flood insurance, if applicable. All loans subject to approval.