Community Contributor Mortgage
We serve those who serve the community. As a special thank you, we offer this home loan for those who educate us and keep us safe.
- Law enforcement officers
- Current military members (reserve and active duty)
- Civil service workers
- Healthcare and emergency medical professionals
What are the benefits?
- As low as 3% down payment
- NO private mortgage insurance (PMI).*
What is PMI?
Private Mortgage Insurance, or PMI,** is a monthly fee to homeowners who do not possess at least 20% equity in their home (you have paid in at least 20% of the house value). However, we waive this fee entirely, saving years of monthly payments and thousands of dollars.
*Membership eligibility required. Underwriting requirements apply (Valid only on single family owner occupied property). For more information, email email@example.com. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
**Valid only on single family, 1-4 story condo and townhome unit owner-occupied properties. Maximum 97% LTV for condo as well; all loans require escrow for property taxes, homeowners insurance, and flood insurance, if applicable. All loans subject to approval.