Important Secured Platinum Disclosure

*Please read the disclosure and accept at bottom of the page.

The following disclosure represents important details concerning Your Credit Card. The information about costs of the Cards is accurate as of the effective date of February 1, 2019. You can call us at the telephone number shown herein or write us at 423 Lynch Street, St. Louis, MO 63118 to inquire if any changes have occurred since the effective date.


Interest Rate and Interest Charges        

Annual Percentage Rate (APR) for
Purchases and Balance Transfers

Secured VISA: 14.90%

Annual Percentage Rate (APR) for
Cash Advances          

Secured VISA: 18.90%

Minimum Interest Charge

If you are charged interest, the charge will be no less than $0.50.



Transaction Fees

For Cash Advance, $2.00

Penalty Fees


Late Payment: Up to $5
Returned Payment: Up to $25
Balance Transfer: $0
Annual Fee: $0


How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See your account agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.